Unlock your Financial Potential with our flexible working capital
How does it work?
Apply
Complete a simple form in less than 2 minutes and submit your last three months of bank statements.
Chat with us
We will reach you immediately after step 1 and explain the funding options to you.
Get your funding
The last step is the signing of the contract and the bank verification. After that, you will get to enjoy your credit line.
What can you do with funding from Capitolio Funding?
Enjoy the benefits of working directly with Capitolio Funding. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.
Purchase inventory
Stabilize cash flow
Cover payroll
Upgrade equipment
Expand or renovate
Hire more employees
Launch marketing campaigns
Consolidate business debt
Apply in less than 2 minutes!
Complete this simple form and attach the required documentation. We will reach you as soon as you do it.
Our Service
Business cash advance
Get funded in under 24 hs of your request
Ready at a moment’s notice, our team will guide you through every step of obtaining a Merchant Cash Advance, ensuring your business has capital within 24 hours of the request.
Funding Requirements:
- 3 months of recent bank statements and a minimum of $20,000 in monthly revenue
- 500+ FICO Score
Reverse Consolidations
We will help you simplify existing advances, saving money in the process
Streamline your existing advances with a reverse consolidation and save money! We’ll collaborate with your current funders to reduce outstanding balances as you receive financing through our various programs at Capitolio Funding.
Term Length:
- 4 to 10 months
Consolidation
We will help you deal with existing advances and get you new funding.
Our team can assist you in paying off existing financing and provide access to new capital for your business. We’ll collaborate with your current funders to settle outstanding balances as you begin receiving new funding through Capitolio Funding’s various programs.
Requirements
To apply
Getting started is simple, all we ask for is 3 Months of Bank Statements and our Completed Application to get started.
Required documents to submit:
- Complete the form
- 3 months of Bank Statements
To get funded
After our team has reviewed your business’ options with our network, they’ll reply with an Approved amount.
In addition to submission requirements:
- Driver's Licence
- Voided Check
Get Funding Now
We make funding your business easy and efficient
Submission
Complete our online application & send us your business documents.
Review
Our team will review your file look for the best solution possible for your business.
Funded!
Complete our online application & send us your business documents.
Customer testimonials
Learn about the experience of those who have already trusted us
Capitolio Funding Advance means
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Same-day approvals
Online Application
Bad credit? Okay!
Soft credit pulls
Quick options
Premiere support
Industries that we serve
You simply complete a form and submit simple, minimum documentation and we reach you to go through the process of getting your funding in record time.
Our process is designed to deliver a decision within hours
Once approved, you can have your funds wired to your account in a 24 hour window.
This are the requirements:
- $20.000 + in Monthly Revenue
- FICO Score 500 +
- Minimum 8 months in Business
- Maximum 3 Negative days per Month
- Minimum 5 Deposits per Month
- Minimum 51% Ownership
- †Same-Day Funding is available in select states for business loans up to $250K. Eligibility applies to loan applications completed Monday through Friday by 11:00 a.m. ET. Funds are typically disbursed by 5:00 p.m. local time on the same day. Applications submitted after 11:00 a.m. ET, on weekends, or bank holidays will be processed the next business day, with funding within 2–3 business days.
- *Instant Funding requires prior registration and acceptance of Instant Funding Terms. Limited to lines of credit draws from $2,000 to $25,000, with one draw per business day. Only eligible debit cards from participating financial institutions can be used. Transfers typically occur within 30 minutes but may be subject to delays or additional restrictions.
- **Capitolio Funding cannot serve certain industries. Please see our restricted industries list. Additionally, we do not provide business loans in North Dakota. Other underwriting requirements may apply.
- ‡If you prepay your loan in full, we may apply a reduction to the remaining unpaid interest as outlined in your loan agreement under the Prepayment Interest Reduction provision.
- §Only businesses with excellent credit profiles, cash flow, and a strong payment history with Capitolio Funding may qualify for the lowest rates. The average APR for term loans is 48.3%, and the average APR for lines of credit is 47.9%, based on loans originated in the six months ending June 30, 2024.
- ◊For certain states and loan conditions, you may be required to make a minimum draw of $2,000 at the time of loan origination.
- Loans are subject to lender approval and may be issued by a member of the Capitolio Funding group or by a third-party lender such as Celtic Bank, depending on the location and circumstances of the business.
- Capitolio Funding® is a registered trademark. All rights reserved.
- Capitolio Funding | 418 Broadway, Ste R, Albany, NY 12207, USA | Phone: +1 (305) 469-7291