Security Policy

Capitolio Funding Security Policy

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At Capitolio Funding, we are committed to maintaining the highest level of security for our customers, protecting their personal and financial information with the utmost care. This Security Policy outlines our practices and protocols to ensure the protection of all data collected, used, and stored by our company. By using Capitolio Funding’s services, you consent to the following security practices.

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1. Data Collection and Usage

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We collect information that is necessary to process your loan applications and provide you with our services. This includes, but is not limited to, personal information (name, address, contact information), financial information (bank account details, credit scores), and identification information (driver’s license, Social Security number).

All information collected is stored securely and is only used for purposes related to providing financial services, including underwriting loans, assessing creditworthiness, and ensuring compliance with relevant laws and regulations.

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2. Data Encryption

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Capitolio Funding uses industry-standard encryption protocols (such as SSL encryption) to protect sensitive data both in transit and at rest. This ensures that any data exchanged between our customers and our servers is secure and cannot be accessed by unauthorized third parties. All transactions involving personal and financial data are encrypted to provide a safe experience for our customers.

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3. Access Controls

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We maintain strict access control policies to ensure that only authorized personnel can access customer information. Access to data is limited based on role and responsibility, and all personnel are trained on data security best practices. Capitolio Funding uses multi-factor authentication (MFA) for internal systems to further secure access to sensitive information.

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4. Third-Party Vendors

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When necessary, we may share customer data with third-party service providers who assist us in delivering our services (e.g., credit reporting agencies, payment processors). These vendors are carefully vetted to ensure they comply with the same stringent security standards Capitolio Funding adheres to, and we require them to handle all data in a secure and confidential manner.

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5. Monitoring and Incident Response

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Capitolio Funding employs real-time monitoring of all its systems to detect any unusual activity or potential threats. Our IT and security teams are constantly monitoring for vulnerabilities, and we implement regular security audits and risk assessments. In the event of a security breach, Capitolio Funding has a comprehensive incident response plan to mitigate the impact of the breach and inform affected parties promptly.

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6. Fraud Prevention

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We use advanced fraud detection and prevention systems to protect against unauthorized access and identity theft. Any suspicious activities are investigated, and necessary actions are taken to protect our customers’ financial information. Customers are encouraged to report any suspicious activity on their accounts to us immediately.

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7. Data Retention

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We retain customer data only for as long as necessary to fulfill the purposes outlined in this Security Policy or as required by law. Once data is no longer needed, it is securely deleted or anonymized. Capitolio Funding complies with all applicable regulations concerning data retention and disposal.

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8. Customer Responsibilities

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To ensure the security of your data, Capitolio Funding encourages customers to use strong passwords, keep their login credentials confidential, and log out after using our online services. Customers should also regularly review their account statements and report any discrepancies or suspicious activities to our customer support team immediately.

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9. Updates to Security Policy

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Capitolio Funding reserves the right to update this Security Policy as necessary to reflect changes in our security practices, technology, or applicable law. Customers will be notified of significant updates, and the latest version of our Security Policy will always be available on our website.

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10. Contact Information

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If you have any questions about our Security Policy or if you believe there has been a security breach involving your information, please contact us immediately.

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