Privacy Policy

Your privacy matters: how we protect your data

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Privacy Policy

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Last Updated: 08/30/2024

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In Capitolio Funding LLC we respect your privacy and are committed to protecting it through our compliance with this Privacy Policy. This policy describes the type of information we may collect from you or that you may provide when you visit the website [www.capitoliofunding.com] and our practices for collecting, using, maintaining, protecting, and disclosing that information.

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1. Information We Collect and How We Collect It

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We collect several types of information from and about users of our Website, including:

  • Personal Information: Information that can be used to identify you, such as your name, email address, postal address, phone number, and financial information.
  • ‍Non-Personal Information: Information about your internet connection, the equipment you use to access our Website, and usage details.

We collect this information:

  • Directly from you when you provide it to us.
  • Automatically as you navigate through the site (e.g., usage details, IP addresses, and information collected through cookies).

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2. How We Use Your Information

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We use the information we collect from you to:

  • Provide, operate, and maintain our Website and services.
  • Improve and personalize your experience on our Website.
  • Communicate with you, including responding to your inquiries and providing updates.
  • Process transactions and provide the services you request.
  • Ensure compliance with applicable legal and regulatory requirements.

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3. Disclosure of Your Information

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We may disclose your personal information:

  • To our subsidiaries and affiliates.
  • To contractors, service providers, and other third parties we use to support our business.
  • To fulfill the purpose for which you provide it.
  • To comply with any court order, law, or legal process, including responding to any government or regulatory request.

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4. Data Security

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We have implemented measures designed to secure your personal information from accidental loss and unauthorized access, use, alteration, and disclosure. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.

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5. Your Choices About Your Information

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You have several options regarding the information you provide to us:

  • Opt-Out: You can choose not to provide certain information, although this may limit your ability to use certain features of our Website.
  • Marketing Communications: You can opt-out of receiving marketing communications from us at any time by following the unsubscribe link in those communications.

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6. Changes to Our Privacy Policy

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We may update this Privacy Policy from time to time. Any changes will be effective when we post the updated policy on this page. We encourage you to review this page periodically to stay informed about our privacy practices.

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7. Contact Information

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If you have any questions or comments about this Privacy Policy or our practices, please contact us at:

Capitolio Funding
Email: [info@capitoliofunding.com]
Phone: [+1 (305) 469-7291]
Address: 418 Brodway, Ste R Albany, NY, 12207, USA.

FAQs

Find answers to commonly asked questions 

Contact Us
How does it work? 

You simply complete a form and submit simple, minimum documentation and we reach you to go through the process of getting your funding in record time.

How long does it take?

Our process is designed to deliver a decision within hours

How quickly can I get my funding

Once approved, you can have your funds wired to your account in a 24 hour window. 

Is my business eligible? 

This are the requirements:
- $20.000 + in Monthly Revenue
- FICO Score 500 +
- Minimum 8 months in Business
- Maximum 3 Negative days per Month
- Minimum 5 Deposits per Month
- Minimum 51% Ownership 

Capitolio Funding
Terms and ConditionsRestricted IndustriesPrivacy PolicySecurity Policy
  • †Same-Day Funding is available in select states for business loans up to $250K. Eligibility applies to loan applications completed Monday through Friday by 11:00 a.m. ET. Funds are typically disbursed by 5:00 p.m. local time on the same day. Applications submitted after 11:00 a.m. ET, on weekends, or bank holidays will be processed the next business day, with funding within 2–3 business days.
  • *Instant Funding requires prior registration and acceptance of Instant Funding Terms. Limited to lines of credit draws from $2,000 to $25,000, with one draw per business day. Only eligible debit cards from participating financial institutions can be used. Transfers typically occur within 30 minutes but may be subject to delays or additional restrictions.
  • **Capitolio Funding cannot serve certain industries. Please see our restricted industries list. Additionally, we do not provide business loans in North Dakota. Other underwriting requirements may apply.
  • ‡If you prepay your loan in full, we may apply a reduction to the remaining unpaid interest as outlined in your loan agreement under the Prepayment Interest Reduction provision.
  • §Only businesses with excellent credit profiles, cash flow, and a strong payment history with Capitolio Funding may qualify for the lowest rates. The average APR for term loans is 48.3%, and the average APR for lines of credit is 47.9%, based on loans originated in the six months ending June 30, 2024.
  • ◊For certain states and loan conditions, you may be required to make a minimum draw of $2,000 at the time of loan origination.
  • Loans are subject to lender approval and may be issued by a member of the Capitolio Funding group or by a third-party lender such as Celtic Bank, depending on the location and circumstances of the business.
  • Capitolio Funding® is a registered trademark. All rights reserved.
  • Capitolio Funding | 418 Broadway, Ste R, Albany, NY 12207, USA | Phone: +1 (305) 469-7291
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