About Us

We are Capitolio Funding, industry leader in same-day funding.

We provide working capital to businesses all across America

We are a direct-funder and we value your time and money. We do not ask for collateral. 95% of our clients are funded within 48 hours!

Our requirements are not restrictive, and we work on a flexible security basis. Our flexibility allows us to deliver at record speed and specialize in turnaround business financing.

A group of people working together

Apply in less than 2 minutes!

Complete this simple form and attach the required documentation. We will reach you as soon as you do it.

A group of people working together

FAQs

Find answers to commonly asked questions

How does it work?

You simply complete a form and submit simple, minimum documentation and we reach you to go through the process of getting your funding in record time.

How long does it take?

Our process is designed to deliver a decision within hours

How quickly can I get my funding

Once approved, you can have your funds wired to your account in a 24 hour window.

Is my business eligible?

This are the requirements:
- $20.000 + in Monthly Revenue
- FICO Score 500 +
- Minimum 8 months in Business
- Maximum 3 Negative days per Month
- Minimum 5 Deposits per Month
- Minimum 51% Ownership

Terms and Conditions Restricted Industries Privacy Policy Security Policy

†Same-Day Funding is available in select states for business loans up to $250K. Eligibility applies to loan applications completed Monday through Friday by 11:00 a.m. ET. Funds are typically disbursed by 5:00 p.m. local time on the same day. Applications submitted after 11:00 a.m. ET, on weekends, or bank holidays will be processed the next business day, with funding within 2–3 business days.
*Instant Funding requires prior registration and acceptance of Instant Funding Terms. Limited to lines of credit draws from $2,000 to $25,000, with one draw per business day. Only eligible debit cards from participating financial institutions can be used. Transfers typically occur within 30 minutes but may be subject to delays or additional restrictions.
**Capitolio Funding cannot serve certain industries. Please see our restricted industries list. Additionally, we do not provide business loans in North Dakota. Other underwriting requirements may apply.
‡If you prepay your loan in full, we may apply a reduction to the remaining unpaid interest as outlined in your loan agreement under the Prepayment Interest Reduction provision.
§Only businesses with excellent credit profiles, cash flow, and a strong payment history with Capitolio Funding may qualify for the lowest rates. The average APR for term loans is 48.3%, and the average APR for lines of credit is 47.9%, based on loans originated in the six months ending June 30, 2024.
◊For certain states and loan conditions, you may be required to make a minimum draw of $2,000 at the time of loan origination.
Loans are subject to lender approval and may be issued by a member of the Capitolio Funding group or by a third-party lender such as Celtic Bank, depending on the location and circumstances of the business.
Capitolio Funding® is a registered trademark. All rights reserved.
Capitolio Funding | 418 Broadway, Ste R, Albany, NY 12207, USA | Phone: +1 (305) 469-7291