Terms and Conditions
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Terms and Conditions
1. Introduction
These Terms and Conditions (“Terms”) govern the use of Capitolio Funding’s services. By using our website and applying for funding, you agree to these Terms in full. If you do not agree with these Terms, please discontinue the use of our services.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding contract under applicable law to apply for funding from Capitolio Funding. All applications are subject to credit approval, and funding is not guaranteed.
3. Funding Process
Capitolio Funding provides high-risk financing to businesses. The approval and amount of financing are determined by several factors, including creditworthiness, business financials, and our risk assessment. The funding provided is intended for business purposes only and may not be used for personal or household purposes.
4. Repayment Terms
Repayment terms vary based on the loan product and risk profile of the borrower. Capitolio Funding will provide clear documentation of the repayment schedule, including interest rates, fees, and any prepayment options. Early repayment may be possible, subject to applicable terms, and certain fees or discounts may apply.
5. Fees and Interest
By accepting a loan from Capitolio Funding, the borrower agrees to the applicable fees and interest rates associated with their financing product. These will be clearly detailed in the loan agreement. Failure to comply with the repayment terms may result in additional charges and legal action.
6. Late Payments and Default
Late payments may result in additional fees or penalties. In cases of default, Capitolio Funding reserves the right to pursue collection actions, including legal remedies, to recover any outstanding amounts owed. The borrower is responsible for any associated legal or collection costs.
7. Privacy and Data Usage
We respect your privacy and are committed to protecting your personal information. Capitolio Funding collects and processes data in accordance with our Privacy Policy. By using our services, you consent to the collection and use of your information as described in that policy.
8. Dispute Resolution
Any disputes arising from these Terms or the loan agreement will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Both parties waive the right to a jury trial.
9. Changes to Terms
Capitolio Funding reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. It is your responsibility to review these Terms periodically for any updates.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the United States and the state in which Capitolio Funding is incorporated. All legal proceedings must be brought within this jurisdiction.
11. Limitations of Liability
Capitolio Funding is not responsible for any indirect, incidental, or consequential damages that may arise from the use of our services. Our liability is limited to the amount of funds provided under your loan agreement.
12. Contact Information
For any questions or concerns regarding these Terms, please contact Capitolio Funding
You simply complete a form and submit simple, minimum documentation and we reach you to go through the process of getting your funding in record time.
Our process is designed to deliver a decision within hours
Once approved, you can have your funds wired to your account in a 24 hour window.
This are the requirements:
- $20.000 + in Monthly Revenue
- FICO Score 500 +
- Minimum 8 months in Business
- Maximum 3 Negative days per Month
- Minimum 5 Deposits per Month
- Minimum 51% Ownership